Terms of Service

These Terms of Service govern your use of the web services, tools, and calculators (collectively, the "Services") provided by Juualabs ("we," "our," or "us") on this website.

1. Disclaimer & Information Accuracy

All calculation results, forecasts, formulas, and conversions displayed on this website are provided **for informational and educational purposes only**. They are based on general formulas and financial standards. They do not constitute official financial, tax, or legal advice, nor do they guarantee credit approval or real estate limits.

**You should not make important financial or legal decisions based solely on these results. Always verify the figures with certified financial institutions, bankers, CPA tax advisers, or legal experts before entering into any transactions.**

2. Limitation of Liability

The Services are provided on an "as-is" and "as-available" basis without warranties of any kind. **We will not be held liable for any loss, damage, or discrepancy resulting from the use of our calculators or reliance on the calculations provided.**

3. Service Availability

We reserve the right to modify, suspend, or discontinue any part of our website or tools at any time without prior notice for maintenance, updates, or error fixes.

4. Governing Law

These terms shall be governed by and construed in accordance with the laws of the Republic of Korea.